Long Term Goals Having long-term goals for your finances can help you in determining, and accomplishing your short-term goals. It is important when setting a goal, to always start with the end in mind. If your long-term goal is to make a million dollars, and to be completely debt-free, then you need to know exactly what steps need to be taken in order to reach that goal. You also need to establish a particular time frame in which to accomplish that goal so that it isn't open-ended. Let's say that you're 35 years old, and have no savings, and are $15,000 in consumer debt, and that you want to be a debt-free millionaire in ten years. Use the debt plan that begins on the Assessment page, and see how quickly you can eliminate your debt, and then determine the amount that is left-over to accumulate your million dollars. See the Special Notes page, where you will find just one of the ways that you can reach your financial goals, and independence. List your goals on paper...make them clear and concise... make them reasonable, and reachable... look at them often, and chart your progress... you'll be surprised how, after a while, you'll find yourself on a path to success. NEXT MY MONEY ANSWERS: HOME GETTING PAST THE PAST ASSESSING YOUR SITUATION FACTORING MAKING THE PLAN SPECIAL NOTES ABOUT DEBT DECIDING IF BANKRUPTCY IS RIGHT FOR YOU DEBT CONSOLIDATION CHOOSING A PLAN OF ATTACK YOUR LONG TERM GOALS STARTING A BUSINESS CORPORATIONS PEOPLE YOU WILL NEED STUDENTS AND CREDIT