The People You'll Need The first member of your team should be someone to assist you with some of your daily tasks...a personal assistant. Just think, if you were to hire someone for $10/hour, and 10 hours per week, you would spend $400/month, and get back 40 hours of your own time. What could you do or accomplish if you had an extra week available to you each month?....think about it. Having a business, and being able to take advantage of the different tax strategies that are available, means that you'll also need to have a couple of key individuals on your team to ensure your success. You'll definitely need a C.P.A. to help take care of your books, and help you file your taxes. You'll also need to have an attorney that you can rely on to help you correctly establish an entity structure that will allow you to take maximum advantage of today's tax laws. There are other people that you might find necessary to your own particular situation...that will depend upon the type of business that you have, and how you choose to structure it....remember....be creative! You can even hire your children to do fulfill various positions like modeling so that you can create additional channels of deductions, and whatever monies they earn can be directed into a college fund, an I.R.A., or some other type of self directed savings account. MY MONEY ANSWERS: HOME GETTING PAST THE PAST ASSESSING YOUR SITUATION FACTORING MAKING THE PLAN SPECIAL NOTES ABOUT DEBT DECIDING IF BANKRUPTCY IS RIGHT FOR YOU DEBT CONSOLIDATION YOUR LONG TERM GOALS STARTING A BUSINESS CORPORATIONS PEOPLE YOU WILL NEED STUDENTS AND CREDIT